Original author: Daniele
Original translation: Block unicorn
In the early days of cryptocurrency, complexity was the norm - from storing private keys in hardware wallets to manually switching networks and bridging tokens across chains. While these workflows ushered in a new era of financial freedom, they also daunted countless would-be participants seeking simpler solutions. Fast forward to today, and decentralized finance (DeFi) is on the verge of a major turning point: the rise of DeFAI agents. This fusion of AI-powered automation with secure, user-friendly custody heralds the era of cryptocurrency’s “super apps” - onboarding billions of new users through intuitive and fully abstracted experiences.
The rise of secure and abstract wallets
From cumbersome mnemonics to facial recognition
Over the past few years, the security of hot wallets has evolved to an incredible level. Previously, self-custody required complex mnemonics and offline devices. Today, more consumer-friendly methods - facial recognition, passwords, multiple forms of two-factor authentication (2FA), and encrypted server-client key management - provide a strong security foundation without sacrificing accessibility. This greatly reduces the need for complex old-fashioned hardware or paper backups for ordinary users.
Proxy + Wallet = New Paradigm
Enter the DeFAI Agent: in effect, a smart assistant equipped with wallet access. No more switching networks, no more cumbersome cross-chain bridges, and no more fumbling around with arcane contract addresses. The Agent coordinates on-chain interactions behind the scenes, adhering to strict security protocols and user-set parameters.
Easy to get started: Credit card to token conversion is done in the app, and the agent automatically places the assets on the appropriate chain.
Unified interface: Users only need to issue simple instructions - such as buy token X, stake my tokens or claim these rewards, and the agent will do all the rest.
As DeFAI continues to grow, this proxy-driven model will become the standard of choice for everyday crypto users, replicating the convenient experience we are accustomed to in Web2 applications.
AUTOMATE: Powering the Proxy Revolution
A framework to support autonomy
At Hey Anon, we launched AUTOMATE as a TypeScript framework that extends AI capabilities in DeFi protocols. The framework allows developers to easily integrate new protocols and create deterministic logic for any on-chain operation:
Condition-based execution: Brokers can rebalance positions, swap tokens, or close risky trades even when users are offline.
Smart Prompt: Users simply say “buy token X” — the agent will check the balance, identify the correct chain, perform cross-chain bridges if necessary, and ultimately complete the purchase.
Continuous Opportunity Monitoring: Whether it’s automatically buying new tokens released by influencers or adjusting holdings based on liquidity conditions, DeFAI agents proactively manage everything.
This layer of automation saves users the hassle of multiple steps and reduces the potential for error — something that is critical if we want to welcome billions of newcomers to cryptocurrency.
Autonomous Operation: Core Functionality
Beyond single-step trading
The big leap forward brought by DeFAI agents is conditional, persistent operation, even without active user involvement:
1. Portfolio Rebalancing
The broker regularly checks market conditions. If volatility spikes, it can reduce leverage or move assets into stablecoins to preserve capital.
2. Monitor loan positions
Without waiting for a margin call, the broker can automatically replenish collateral, repay part of the loan, or move the position to a safer protocol.
3. Early Access and Arbitrage
Discover interesting new tokens from Twitter or Telegram and buy them in real time. No need to wait for users to wake up.
4. Customized strategy
Options trading, perpetual contracts, cross-chain arbitrage - no matter what strategy is designed, the agent can execute it systematically.
Essentially, DeFAI Agent replicates what professional traders do in advanced tools, but presents it in a user-friendly way. This is how we make cryptocurrencies accessible to a large, non-technical user base.
One-stop super app
DeFAI is not just a tool, but a user interface for a frictionless future:
1. Personalized UI and recommendations
An agent like Gemma can analyze your past trading patterns and goals and recommend relevant tokens or income opportunities.
Integrations with data providers (e.g. Kaito, Messari) allow you to see newly listed tokens or major changes in the token holdings of whales.
If you want deeper insights, a simple toggle switches you from the Beginner to Advanced view.
2. Complete abstraction
When you sign up, you fund your wallet via credit card. The proxy automatically buys tokens on the correct chain and bridges across chains when necessary.
You’ll never see RPC errors, no gas tokens to worry about, and no “network error” popups to worry about. Everything is simplified.
3. Holistic life management
Cryptocurrency is no longer just for speculation. Your DeFAI super app might handle NFT auctions, game item purchases, or everyday microtransactions.
Agents can manage multiple wallet sub-accounts - some for staking, some for trading, and some for daily spending.
Ultimately, a super app means that a new user can complete all operations within a unified interface - from initial fiat top-ups to complex cross-chain tasks.
Accelerating mainstream adoption
The Road to a Billion Users
Why do we believe DeFAI is a key element in driving mass cryptocurrency adoption?
Minimalist experience
Users do not need to learn chain IDs, connect multiple wallets, or worry about cross-chain bridging. If the device is hacked, advanced encryption technology and two-factor authentication (2FA) can significantly reduce the risk without requiring users to remember mnemonics.
Trusted Execution
The agent confirms each step according to the rules set by the user or the platform. Deterministic frameworks like AUTOMATE ensure that no improvisation or fictional operations occur.
True value
By automating rebalancing, yield harvesting, and timely trading, average users are able to achieve more reliable results — leading to positive word-of-mouth and further driving adoption.
Seamless experience example
An average investor’s instruction: “Use my credit card to buy token X for $50.” The agent obtains the stablecoin, completes the cross-chain bridge, and executes the swap on the correct chain — all in seconds.
Automated Project Tracking: User instruction, “Whenever project Y announces a new token, immediately buy $100 worth of tokens.” The agent monitors Twitter or Telegram, immediately executes the transaction, and subsequently updates the user on the results.
Risk Management: Users set thresholds, “If ETH’s volatility index goes above X%, reduce my leverage by 25%.” The agent automatically does this 24/7.
This user flow is simple enough for newbies, yet powerful enough for advanced crypto players — perfectly filling the gap we desperately need to reach billions of users.
Conclusion: Building an Encrypted Lego Castle
We often compare the crypto ecosystem to financial Lego, with each protocol adding unique functionality. Hey Anons vision is to assemble these modules into super applications that any user can easily operate - powered by DeFAI agents, with zero friction and unlimited potential.
AUTOMATE is the cornerstone, ensuring that every LEGO piece fits together perfectly and safely.
AI insights like Gemma provide personalized recommendations directly to users.
The carefully curated UI can be tailored to each users experience level, risk appetite, and personal goals.
By unifying custody, transaction automation, and smart insights, DeFAI provides a way to attract the next billion users - not by forcing them to learn complex processes, but by abstracting everything into a simple, user-driven interface. As the technology and community flourish, the dream of a crypto super app has gone from hype to a reality within reach.
The future is here, and it’s simpler, smarter, and more secure than ever before. We invite you to join Hey Anon in building this future: one brick at a time, one agent at a time, one user at a time — until billions of people have access to this gateway into the world of open, decentralized finance.
